House in Brighton - First Time Buyer Mortgages

Why Anyone Over 55 Should Speak to an Equity-Release Qualified Adviser Before Choosing a Mortgage

If you’re researching mortgages for over 55s, you’ll quickly discover that the world of later-life lending has expanded far beyond what many people expect. While some advisers still claim that a traditional mortgage is your only option, that simply isn’t true anymore. Today’s over-55 mortgage market includes a wide variety of solutions designed specifically for later-life borrowers. At MPC …

House in Brighton - First Time Buyer Mortgages

Lock In, Save More: The Benefit of a Mortgage Rate Monitoring Service in Brighton

If you’re thinking about remortgaging or securing a new mortgage, you’ve probably noticed how quickly rates can change. That’s why having a mortgage broker in Brighton who offers a Mortgage Rate Monitoring Service can make a huge difference both to your peace of mind and your monthly payments. At MPC Mortgages, we help you lock in a competitive rate now and …

House in Brighton - First Time Buyer Mortgages

Don’t Wait! Fix Your Mortgage Now Before the 26 November Budget

With the next UK Budget scheduled for 26 November, homeowners whose current fixed mortgage deal is ending within the next six months face an important decision. You might lock in a rate now, giving you peace of mind and protection against potential rate rises, while still keeping the option to switch later if rates improve. Below, I’ll …

House in Brighton - First Time Buyer Mortgages

How Often Is The Base Rate Reviewed

The Bank of England’s Monetary Policy Committee (MPC) is responsible for setting the UK’s base interest rate, commonly known as the Bank Rate. The MPC convenes eight times a year, approximately every six weeks, to review and determine this rate. The upcoming dates for the rest of 2025 are: Thursday the 20th March 2025 Thursday the …