Choosing the right mortgage isn’t always about picking a single rate type. For many homeowners and buyers, a split mortgage – where part of the loan is on a fixed rate and part on a tracker mortgage – can offer the perfect balance of security and flexibility. This approach is particularly effective if you want to secure …
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If you’re following mortgage rates, inflation, or planning your borrowing strategy in 2026, it’s essential to know when the Bank of England’s Monetary Policy Committee (MPC) meets and how these meetings influence the UK economy – especially interest rates and mortgage costs. Understanding the MPC’s 2026 calendar can help homeowners and buyers make smarter decisions about mortgage …
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If you’re researching mortgages for over 55s, you’ll quickly discover that the world of later-life lending has expanded far beyond what many people expect. While some advisers still claim that a traditional mortgage is your only option, that simply isn’t true anymore. Today’s over-55 mortgage market includes a wide variety of solutions designed specifically for later-life borrowers. At MPC …
If you’re thinking about remortgaging or securing a new mortgage, you’ve probably noticed how quickly rates can change. That’s why having a mortgage broker in Brighton who offers a Mortgage Rate Monitoring Service can make a huge difference both to your peace of mind and your monthly payments. At MPC Mortgages, we help you lock in a competitive rate now and …
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With the next UK Budget scheduled for 26 November, homeowners whose current fixed mortgage deal is ending within the next six months face an important decision. You might lock in a rate now, giving you peace of mind and protection against potential rate rises, while still keeping the option to switch later if rates improve. Below, I’ll …
Read more “Don’t Wait! Fix Your Mortgage Now Before the 26 November Budget”
The Bank of England’s Monetary Policy Committee (MPC) is responsible for setting the UK’s base interest rate, commonly known as the Bank Rate. The MPC convenes eight times a year, approximately every six weeks, to review and determine this rate. The upcoming dates for the rest of 2025 are: Thursday the 20th March 2025 Thursday the …