Moving Home? Let’s Make It Simple
Thinking of upsizing?
If you’re thinking of upsizing, you may already have a mortgage in place. There are several options available to you, including porting your existing mortgage to your new property. This is especially useful if you have a good deal currently that you don’t want to lose. Sometimes, you may need a second mortgage to cover the costs of moving or to upsize. Whether you choose to get a second mortgage with your current lender or a separate lender depends on the overall cost. Let us work it out for you and advise you on the best option.
Looking to downsize?
If you’re looking to downsize, you may find that your current property is too large, and you want to move somewhere cheaper to repay part of your mortgage. Most mortgage lenders will allow you to overpay by 10% of the outstanding balance per year without penalty, and some may allow you to repay more. Get in touch with us, and we’ll review your current mortgage and let you know how you can downsize and make the most of your current overpayment allowance to make it as cost-effective as possible.
When moving home, you need to factor in several fees, such as estate agent fees for selling, stamp duty for buying, and solicitor fees for both selling and buying. We’ll be happy to guide you through the process and give you estimates of how much you should budget for to ensure you’re not short on moving day.
Why choose us...
✅ Whole of market lender options
✅ Over 20 years experience in financial services
✅ Easy-to-understand process to make your mortgage experience stress-free and transparent.
✅ Rate Monitoring Service