Introduction
MPC Mortgages (“we,” “our,” or “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you interact with our website and services.
Who We Are
MPC Mortgages is a mortgage advisory service based in the UK. For any questions about this Privacy Policy, please contact us at info@mpc-mortgages.com
What Personal Data We Collect
We may collect the following personal information when you interact with us:
• Name: To address your inquiries and applications.
• Email Address: To communicate with you about your inquiries or mortgage applications.
How We Collect Your Data
We collect personal data in the following ways:
- Website Forms: When you submit a form through our website, hosted on Webflow.
- Email Communication: When you email us directly at info@mpc-mortgages.com
When submitting a website form, you are required to provide explicit consent for us to collect and process your data.
Why We Collect Your Data
We collect your data for the following purposes:
• To respond to inquiries.
• To process mortgage applications and provide related advice
We do not use your personal data for marketing purposes or share it with third parties.
Legal Basis for Processing
Our legal basis for processing your personal information is legitimate interests, as necessary for:
• Responding to your inquiries.
• Providing you with the services you request.
Your explicit consent is obtained via a checkbox on all website forms before submission.
Cookies and Analytics
We use Google Analytics on our website to gather non-personal data, such as website traffic and usage patterns, to improve user experience. No personally identifiable information is collected through analytics.
For information about managing cookies and tracking settings, please refer to your browser’s privacy controls.
Data Retention
We will retain your personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or to comply with legal and regulatory obligations.
[To be confirmed: Specify retention periods here, e.g., “Data collected for inquiries will be retained for 12 months, and data for mortgage applications will be retained for up to 6 years in compliance with financial regulations.”]
Data Security
We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, loss, or misuse. These include secure storage systems and encrypted communications.
Your Rights
Under the UK GDPR and Data Protection Act 2018, you have the following rights:
- Access: Request a copy of the personal data we hold about you.
- Correction: Request that we correct inaccurate or incomplete data.
- Erasure: Request the deletion of your data, where applicable.
- Restriction: Request the restriction of processing under certain conditions.
- Withdraw Consent: Withdraw your consent at any time for processing your data.
To exercise your rights, contact us at info@mpc-mortgages.com
Children’s Privacy
Our website and services are not intended for children under the age of 16. We do not knowingly collect personal data from children.
Legal Compliance
MPC Mortgages complies with the UK GDPR and the Data Protection Act 2018. Any disputes will be governed by the laws of the United Kingdom.
Contact Us
If you have any questions or concerns about this Privacy Policy or your personal data, please contact Michael at:
Email: Michael@mpc-mortgages.com
Policy Updates
We may update this Privacy Policy from time to time to reflect changes in our practices or legal obligations. The updated policy will be published on our website with the effective date.
Effective Date: 3rd April 2025
Notes
- Retention Periods: Typically, financial service providers retain client data for 6 years for regulatory compliance. Please confirm if this is appropriate for your business.
- Data Rights Instructions: Ensure there is a process in place to handle requests for access, correction, or deletion of personal data.
- Review Legal Language: Consult with a legal professional for a final review to ensure compliance with financial and data protection regulations.
Let me know if you’d like further adjustments or assistance!