Remortgaging means that your current mortgage deal is coming to an end, which could be the end of the initial fixed rate you had, and it is time to look at your options to renew your mortgage.
Remortgaging offers you the opportunity to review your entire mortgage setup, whether you want to swap to a new deal or look at raising funds to refresh the kitchen or finish that extension that was not quite completed.
We recommend having this conversation as early as 7 months before your current mortgage deal ends. Most mortgage lenders will give you a 6-month mortgage offer period. In the current market, we highly recommend doing this as it will give you your “worst-case” scenario. Over the next 6 months, we will keep in regular contact with you and update you if there is any movement in the interest rates. If they get better, we can discuss the process of changing you to the better rate or if they get worse, you can relax knowing you have secured a rate as early as possible and not have to worry if we are in an increasing rate market.
WHAT ARE MY OPTIONS?
When looking at your options, we will compare what your current lender will offer you against the rates offered by all other lenders. If it is more beneficial to move to a new lender, then you can rely on us to make the process as stress-free as possible. Please see the guide below on remortgaging:
Why choose us...
✅ Whole of market lender options
✅ Over 20 years experience in financial services
✅ Easy-to-understand process to make your mortgage experience stress-free and transparent.
✅ Rate Monitoring Service