If you are self-employed, obtaining a mortgage can appear difficult.
Whether you are a sole trader or a director of a limited company, or a day rate contractor who pays their own taxes, we can assist you.
Lenders assess self-employed income in various ways. Having someone who understands how to maximize how much you can borrow by understanding each lender’s criteria can be the difference between thinking you cannot move and being able to purchase your dream home. Some of the options we will explore for you include:
- Lenders who consider your most recent years of income
- Lenders who lend based on your salary + dividend
- Lenders who lend based on salary + net profit
- Lenders who lend based on salary +gross profit
For any self-employed worker, it is essential to have a mortgage broker who can confidently evaluate your accounts and explore all your options.
Why choose us...
✅ Whole of market lender options
✅ Over 20 years experience in financial services
✅ Easy-to-understand process to make your mortgage experience stress-free and transparent.
✅ Rate Monitoring Service